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Interest Rate News Interest rates look to be easing some, with 10-year fixed rates at 5.75% for the very best deals. Low- to mid-6% range is the norm. More lenders are offering both shorter rates (3, 5 &7) as well as longer fixed rate terms (15, 20 and even 25). This widening spectrum of fixed rate loan terms is occurring as lenders re-group and more closely match assets to liabilities. US Treasuries will remain volatile, as we have witnessed in the recent past. However, as the year goes on, we expect spreads to slowly compress. Because of the financial market uncertainties remaining, and the too-rapid movements that can take place, many lenders are still quoting rates and not spreads, and those quoting spreads usually fix a floor rate.
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